INSURANCE STRATEGIES

THE RIGHT INSURANCE IS AN IMPORTANT COMPONENT OF YOUR FINANCIAL
STRATEGY

While its primary purpose is often protection, did you know that the right insurance coverage can offer
additional benefits:

1. Cash to your estate to pay debts, taxes, or other expenses

2. Legacy/wealth transfer strategies

3. Asset accumulation and distribution strategies

As you seek to build financial security for yourself and your family, you may want to consider your legacy options:

TERM AND PERMANENT LIFE INSURANCE

Can provide for basic insurance protection, debt consolidation, mortgage cancellation, college funding and family income needs.

LONG-TERM CARE INSURANCE

Can help defray health care costs not covered by Medicare. Educators Lifetime Solutions, LLC, a sister company to EFS Advisors, provides expertise on long-term care and life insurance solutions to suit your unique situation. Get a quote by emailing LifePlan@elsllc.org.