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Plan for Retirement with Confidence

December 23, 2025

As the end of 2024 quickly approaches, have you considered how your financial future will look? Retirement planning may seem distant, but it’s important to take action now. Retirement is more than just stopping work – it’s about securing the financial freedom to enjoy your later years. Are you prepared for the financial hurdles that…

What is a Mutual Fund Share Class and Why it Matters

December 23, 2025

Mutual funds are a type of investment that allows investors to pool their money with other investors in order to buy stocks, bonds, and other investments.  Mutual funds are run by professional money managers, and there are many different types of mutual funds that have different features and risk levels. Within each mutual fund, there…

  • Austin Magnuson

    August 14, 2026 |

    Austin grew up in a family of educators, with his siblings, parents, and grandparents teaching across elementary, high school, and college classrooms. Inspired by that legacy, he pursued a degree in Finance and Analytics from Bethel University, with the intention of blending a passion for teaching with a career in the financial industry by helping…

  • Kent Schutte

    March 16, 2026 |

    As the founder and CEO of EFS Advisors® and Aviben®, Kent has been working with educators and nonprofit and governmental plans since 1985. Kent is nationally recognized as a speaker on financial matters and for his expertise in implementing 403(b) match programs, special pay plans, severance programs, and early retirement benefits. He is a past…

  • Shobi Samuel

    March 16, 2026 |

    Born in India and raised in West Bend, Wausau, and Sun Prairie, Shobi Samuel proudly calls Wisconsin home. Inspired by his parents—a teacher and a pastor—he developed a deep commitment to service and education. With over a decade of experience in financial services and holding Series 6, 63, 65, and insurance licenses, Shobi specializes in…

  • Tyler Frost

    March 16, 2026 |

    As part of EFS, our first responsibility is making sure you are satisfied. We work together to understand and identify your life’s goals. We then systematically analyze your unique situation to implement an objective wealth plan to help you reach your goals. Tyler is committed to a stream-lined process that can be adapted to your…

  • Shawn McIntyre

    March 16, 2026 |

    As a graduate of the University of Wisconsin River Falls, Shawn has been in the financial services industry for 20+ years. Throughout his career, Shawn has developed in-depth knowledge of the financial services industry by working with clients ranging from individuals to institutions. Shawn also understands the unique needs of educators because his father is…

  • Dylan Pechovnik

    March 16, 2026 |

    Dylan was born and raised in Hibbing, MN, where he developed a passion for sports, particularly hockey. After high school, Dylan graduated from the University of Wisconsin-Superior, majoring in Business Administration. Dylan’s interest in financial services developed when he interned in college for EFS Advisors®. His passion for the industry continued as he worked in…

  • Ryan Gatzlaff

    March 16, 2026 |