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Plan for Retirement with Confidence

December 23, 2025

As the end of 2024 quickly approaches, have you considered how your financial future will look? Retirement planning may seem distant, but it’s important to take action now. Retirement is more than just stopping work – it’s about securing the financial freedom to enjoy your later years. Are you prepared for the financial hurdles that…

What is a Mutual Fund Share Class and Why it Matters

December 23, 2025

Mutual funds are a type of investment that allows investors to pool their money with other investors in order to buy stocks, bonds, and other investments.  Mutual funds are run by professional money managers, and there are many different types of mutual funds that have different features and risk levels. Within each mutual fund, there…

  • Tyler Frost

    March 16, 2026 |

    As part of EFS, our first responsibility is making sure you are satisfied. We work together to understand and identify your life’s goals. We then systematically analyze your unique situation to implement an objective wealth plan to help you reach your goals. Tyler is committed to a stream-lined process that can be adapted to your…

  • Kent Schutte

    March 16, 2026 |

    As the founder and CEO of EFS Advisors® and Aviben®, Kent has been working with educators and nonprofit and governmental plans since 1985. Kent is nationally recognized as a speaker on financial matters and for his expertise in implementing 403(b) match programs, special pay plans, severance programs, and early retirement benefits. He is a past…

  • Brady Husbyn

    March 16, 2026 |

  • Jay Higgins

    March 16, 2026 |

  • Dean R. Ingvalson

    March 16, 2026 |

    Dean’s experience in financial services since 1981 gives him a broad perspective of the changing financial horizon. He presents seminars and assists in financial planning for people of all income groups that span three generations. A certified financial planner, CFP®, using fee-based asset management, Dean assists his clients in planning for current, near, and distant…

  • Tony Schutte

    March 16, 2026 |